Lowell Douglas Limited

  • Increase font size
  • Default font size
  • Decrease font size
Home Field Examiners

Field Examiners

E-mail Print PDF
Share

Mr. Michael Wilson

Mr. Wilson is an accountant and financial planner with over 20 years of experience in the financial markets. After completing his Bachelor of Commerce degree at Laurentian University, he started his working career as a staff accountant at Clarkson Gordon (now Ernst & Young). Having honed his accounting skills to a high level of proficiency, he moved to England where he provided private consulting services to clients such as British Gas, Schlumberger, and Chase Manhattan Securities.

Returning to Canada, Mr. Wilson joined Revenue Canada where he worked as an Auditor in the Goods and Services Division and where he completed the Canadian Securities Course while working full time. In addition to regular tax audits, he assumed responsibility for the development of audit programs that were used to investigate the underground economy in the construction and restaurant industries.

Having developed a strong interest in financial planning services, Mr. Wilson added to his knowledge base by taking industry-approved courses in Financial Planning and Wealth Management Techniques. He then established his own professional services firm to provide financial planning, corporate and personal tax planning and investment strategy services to clients in the greater Toronto area. While developing his client base, Mr. Wilson was asked to provide support services to an ABL audit firm from the US that carried out field examinations in Canada.

His professional background and history of achievement generated an inducement to join Lowell Douglas Limited as one of the Company’s first staff members. Mr. Wilson has proven himself to be particularly adept at asset based lending audits and has also demonstrated an exceptional talent in relationship and dispute management


Mr. Brian Munholland CGA

Mr. Munholland is a seasoned executive with over 30 years of management experience across a number of industries. After obtaining degrees in Economics (B.A.) and Finance (B. Comm.), he accepted his first full-time position with the Bank of Montreal where he completed their in-house training program in record time while simultaneously completing the qualification requirements for his CGA designation.

Shortly thereafter, he accepted an opportunity to join Pillsbury Canada Ltd., immediately following their acquisition of Green Giant and he was charged with consolidating the two accounting departments and all related systems under the scrutiny of the federal government’s Foreign Investment Review Agency (FIRA). Following his promotion to Assistant Controller of the Burger King Division and then Treasurer of Pillsbury Canada, he was recruited by Pepsi-Cola Canada Ltd.

While he was rising to become Director of Finance and Treasurer at Pepsico Canada, he was involved in a number of unique projects that included selling North American Van Lines and Wilson Sporting Goods, acquiring 15 store locations from a defunct restaurant chain and establishing them as the first Pizza Huts in Canada, acquiring the non-US global 7-Up franchise and then redistributing the goodwill in a tax effective manner. He was also involved in setting up a number of non-resident owned investment corporations which later contributed to the Canadian government changing the tax laws related to these vehicles (NRO’s) and negotiating with the Federal Government Excise department to get the import duties on all concentrate reduced to zero.

After declining repeated offers to move offshore, Mr. Munholland set up his own contract management company where he has also been involved in several other diverse businesses. He took an equity position and assumed the CFO role in a technology start-up that was ultimately sold to a publicly traded company after winning several growth and profitability awards. For several years Mr. Munholland was the President of the largest RESP distributor in Canada – a position that required him to be registered by the Security Commissions in all ten Canadian provinces. He has acted as a principal in an oil & gas start-up venture and as a consultant to an RFID application development company and two not for profit organizations.

This broad base of senior management experience coupled with an impressive accounting background has made Mr. Munholland an ideal candidate for ABL auditing and since he was recruited by Lowell Douglas, he has shown himself to be very adept in the field.


Mr. Alex Alejandro CPA, CA

Mr. Alejandro is a Chartered Accountant (Ontario) and Certified Public Accountant (California & Oregon) with more than 20 years of experience in the financial markets. He started his career as a financial auditor with SGV & Co (a former Arthur Andersen affiliate and now with Ernst & Young LLP) in Manila Philippines. After SGV & Co, Mr. Alejandro worked as a Senior Systems Consultant with Philips.

In order to expand his experience portfolio, Mr. Alejandro migrated to California. He started as a Senior Auditor with a small CPA firm in Irvine, California. Subsequently, he was recruited by Singer Lewak Greenbaum & Goldstein LLP (“SLGG”) as a Senior Auditor and moved his way up to Audit Manager. SLGG was a regional accounting firm in Los Angeles that provided assurance, advisory, tax, business management, consulting and ABL services. In addition to his 10 year stint with SLGG, he practiced for a year and a half with another Los Angeles CPA firm as a Forensic CPA specializing in civil and divorce litigation cases.

At SLGG, Mr. Alejandro was the Audit Manager of the ABL Group for 4 years. The firm provided ABL examinations to major commercial lenders and factors which included GE Capital Commercial Finance, CIT, Coast Business Credit, Capital Factors, Marquette Business Credit, First Capital Corporation, Comerica, California Federal Bank, Sanwa Bank, East West Bank, United National Bank, DBS Bank, Far East National Bank, BNY Financial, Bank of America, California United Bank and Union Bank of California. The major industry sectors covered were manufacturing, wholesale/distribution, apparel, health care, construction, retail, service, agribusiness, high-tech & other sectors. Credit facilities ranged from US$1 million to US$60 million.

Leaving SLGG, Mr. Alejandro formed his own firm and worked as an independent ABL audit contractor for 6 years. He successfully completed more than 120 due diligence exams with an aggregate credit facility of more than US$900 million. He established an outstanding reputation as one of the best ABL examiners in Southern California.

For personal reasons, Mr. Alejandro recently migrated to Canada and successfully passed the Chartered Accountancy Reciprocity Exam (“CARE”) administered by the Institute of Chartered Accountants of Ontario. He obtained his formal Chartered Accountant designation in the expectation he would remain in Canada for some time.

Mr. Alejandro holds a B.Sc. in Business Administration and Accountancy (cum laude) from the University of the Philippines. He is a member in good standing of the Institute of Chartered Accountants of Ontario, the Canadian Institute of Chartered Accountants, the California Board of Accountancy and the Oregon Board of Accountancy.


 

Mr. Sadaqain is a qualified Certified Management Accountant specialized in Wealth Management and Asset Based Lending.  While earning his Bachelor of Commerce degree from Ryerson University, Mr. Sadaqain worked as an IT Advisor providing technical support to computer labs across campus.  He also provided sound financial advice and accounting expertise to AISEC Ryerson in a Consultant capacity.
After completing his degree, Mr. Sadaqain obtained further training by completing the Conduct and Practices Handbook (CPH) and the Canadian Securities Course (CSC).  Subsequently, Mr. Sadaqain was recruited by State Street Global Advisors as an Investment Accountant where he had the opportunity to provide full-job training to offshore employees to enable them to execute daily mutual fund administration and processing from India.  Having a strong passion for environmental sustainability, Mr. Sadaqain implemented procedures to significantly reduce the amount of printed paper used by accounting teams for reporting purposes, thus notably improving the company's carbon footprint as well as impacting the bottom line.
Having gained a strong interest in investment finance, Mr. Sadaqain decided to join BNY Mellon Wealth Management's Advisory Services group as a Performance Measurement Associate where he prepared quarterly reports on the performance of private client portfolios.  At BNY Mellon, Mr. Sadaqain acquired a strong understanding of the Wealth Management industry and developed a high standard for client service and value-add reporting.  During his work experiences, Mr. Sadaqain completed his Certified Management Accountant (CMA) designation.
Shortly thereafter, he accepted an opportunity at Fuller Landau LLP's Asset Based Lending group as a Field Examiner where he conducted independent collateral loan assessments for major financial institutions and hedge funds across Canada.  Fuller Landau decided to discontinue its ABL practice and as a result Mr. Sadaqain sought to join Lowell Douglas to continue performing field examinations for his clients.
Mr. Sadaqain obtained his CMA designation in 2013 and is a member in good standing of the Chartered Professional Accountants of Canada (CPA Canada) and the Canadian Institute of Certified Management Accountants (CMA Ontario).

Mr. Ahsen Sadaqain CPA, CMA

Mr. Sadaqain is a qualified Certified Management Accountant with several years of experience.  After obtaining his B. Comm degree from Ryerson University, Mr. Sadaqain obtained further training by completing the Conduct and Practices Handbook (CPH) and the Canadian Securities Course (CSC).  Subsequently, Mr. Sadaqain was recruited by State Street Global Advisors as an Investment Accountant where he had the opportunity to provide training to offshore employees to enable them to execute daily mutual fund administration and processing.  Applying a passion for environmental sustainability, Mr. Sadaqain implemented procedures to significantly reduce the amount of paper used for reporting purposes which improved the company's carbon footprint and the bottom line. 

Having gained a strong interest in investment finance, Mr. Sadaqain joined BNY Mellon as a Performance Measurement Associate where he prepared quarterly reports on the performance of investment portfolios with more than $1 billion of assets under advisement.  At BNY Mellon, Mr. Sadaqain acquired a strong understanding of the Wealth Management industry and developed a high standard for client service and value-add reporting. 

Shortly thereafter, he accepted an opportunity at Fuller Landau LLP's Asset Based Lending group as a Field Examiner where he conducted collateral loan assessments for major financial institutions and hedge funds across Canada.  His experience with this partnership was shortened when the principals decided to pursue their personal goals outside the firm.  Leaving Fuller landau, he became a welcome addition to the Lowell Douglas team.

Mr. Sadaqain obtained his CMA designation in 2013 and is a member in good standing of the Chartered Professional Accountants of Canada (CPA Canada) and the Canadian Institute of Certified Management Accountants (CMA Ontario). 

 

Polls

What is asset based lending?